This is to help you pay for repairs if the building is damaged by a fire, a flood, a storm or an accident.
Buildings insurance
It pays for things like walls, doors, the roof, windows and things that are fixed in the flat, like the bath or the fitted wardrobes.
If you are a tenant, then your landlord will have buildings insurance for your house or flat. You pay towards this in your rent. You do not need your own buildings insurance. Your landlord should tell you all about it.
Tenant
If you pay rent for your home, you are called a tenant.
Landlord
The person you pay rent to is the landlord.
Buildings insurance
This is to help you pay for repairs if the building is damaged by a fire, a flood, a storm or an accident.
Rent
You can rent a flat or a house to be your home. This means that you are paying to stay there - you do not own it yourself.
Buildings insurance
This is to help you pay for repairs if the building is damaged by a fire, a flood, a storm or an accident.
Landlord
The person you pay rent to is the landlord.
If you own your house or flat, it is up to you to buy your own buildings insurance.
Buildings insurance
This is to help you pay for repairs if the building is damaged by a fire, a flood, a storm or an accident.