There are lots and lots of different places you can get insurance.
Where to buy insurance
If you know what you need, you can buy your insurance directly from an insurance company.
Lots of insurance companies will sell you insurance online. This can be cheaper.
Insurance company
A company you pay money to each year. In return, they agree that if something is lost, damaged or stolen, they will pay to replace it.
Go back up to wordsInsurance company
A company you pay money to each year. In return, they agree that if something is lost, damaged or stolen, they will pay to replace it.
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If you need some help to choose what you need, you could ask an insurance broker. This is a company that will help you to buy the right insurance for you.
You will need to pay them some money for giving you that help. Ask them to explain how much this will cost.
Other places that offer insurance are banks and building societies.
Housing associations can offer home contents insurance.
Housing association
An organisation which owns houses and flats for people to rent. It makes sure everything is ok for the people who live there.
Go back up to wordsHome contents insurance
Home contents insurance means that if something you own is lost, or stolen, or you have a fire in your home, the insurance company will give you money to replace it.
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Some other places like the post office and some supermarkets sell home contents insurance too.
Post office
A place that is responsible for delivering letters, post or mail and selling stamps. You can also pay some bills here.
Go back up to wordsHome contents insurance
Home contents insurance means that if something you own is lost, or stolen, or you have a fire in your home, the insurance company will give you money to replace it.
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Specialist companies
Some insurance companies sell all kinds of insurance.
Other insurance companies sell some kinds only. This might be just travel insurance, for example.
Insurance company
A company you pay money to each year. In return, they agree that if something is lost, damaged or stolen, they will pay to replace it.
Go back up to wordsInsurance company
A company you pay money to each year. In return, they agree that if something is lost, damaged or stolen, they will pay to replace it.
Go back up to wordsTravel insurance
Travel insurance is for when you go on holiday. It will pay for things like if you need to cancel your holiday, if you lose things or if you are ill.
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It is very important to shop around.
Not every type of insurance is right for everyone. Some kinds are cheaper than others. Some cover more things than others.
You need to choose what's right for you.
To help you look at prices, you can go to special websites for insurance. These will look at lots of different insurance companies and see which would be cheapest for you.
Insurance company
A company you pay money to each year. In return, they agree that if something is lost, damaged or stolen, they will pay to replace it.
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If you are buying home insurance, the website will ask you questions about your house or flat, or about the things you own. You might need to say if you are living with anyone else.
If you are buying health insurance or travel insurance or life insurance (or life assurance), the website will ask you questions about you and your life.
Home insurance
There are two different types of home insurance. They are home contents insurance and home buildings insurance.
Go back up to wordsHealth insurance
Health insurance is insurance so that you can pay for private treatment in hospital if you are ill.
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Travel insurance is for when you go on holiday. It will pay for things like if you need to cancel your holiday, if you lose things or if you are ill.
Go back up to wordsLife insurance
If you have life insurance (or life assurance), then your insurance company will pay out some money if you die.
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The website will then check insurance companies and tell you which company is cheapest for you.
Insurance company
A company you pay money to each year. In return, they agree that if something is lost, damaged or stolen, they will pay to replace it.
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After that you will need to contact the insurance company directly, to buy your insurance.
If you are buying home insurance, the insurance company will ask you more questions about your house or flat or about the things you own.
If you are buying health insurance, travel insurance or life insurance (life assurance), they will ask you more questions about you.
Insurance company
A company you pay money to each year. In return, they agree that if something is lost, damaged or stolen, they will pay to replace it.
Go back up to wordsHome insurance
There are two different types of home insurance. They are home contents insurance and home buildings insurance.
Go back up to wordsInsurance company
A company you pay money to each year. In return, they agree that if something is lost, damaged or stolen, they will pay to replace it.
Go back up to wordsHealth insurance
Health insurance is insurance so that you can pay for private treatment in hospital if you are ill.
Go back up to wordsTravel insurance
Travel insurance is for when you go on holiday. It will pay for things like if you need to cancel your holiday, if you lose things or if you are ill.
Go back up to wordsLife insurance
If you have life insurance (or life assurance), then your insurance company will pay out some money if you die.
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You could ask someone to help you answer these questions.
Be careful!
Always tell your insurance company the truth about yourself and your home. If they find out you gave them the wrong information, they could refuse to pay a claim.
Insurance company
A company you pay money to each year. In return, they agree that if something is lost, damaged or stolen, they will pay to replace it.
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When you need to ask an insurance company for some money, it is called making a claim.
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