How much home buildings insurance do you need?

a man rebuilding his house

You need enough home buildings insurance to pay to rebuild your house or flat if it fell down. This might be less than it cost you to buy it.

You need to know this just in case the worst happens. Hopefully it won't!

Home buildings insurance

Home buildings insurance is to pay for repairs if your home is damaged. This might be if there is a fire, a flood, a storm or an accident.

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a man mending a roof

But your home buildings insurance will also pay for much smaller things. This might be replacing a broken window or if your roof needs mending.

Home buildings insurance

Home buildings insurance is to pay for repairs if your home is damaged. This might be if there is a fire, a flood, a storm or an accident.

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Make sure you don't have more insurance than you need. This would just cost you more.

Insurance

Insurance is a way of making sure that if something happens to your house or your possessions, like a fire, flood or accident, you can get money to replace things.

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Find out about home buildings insurance