Having home contents insurance does not have to cost very much. You pay a little bit all the time — every week or every month.
How much will home contents insurance cost?
Home contents insurance
Home contents insurance means that if something you own is lost, or stolen, or you have a fire in your home, the insurance company will give you money to replace it.
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There are lots of cheap ways of getting home contents insurance. It is important to shop around and find out which is best for you.
Home contents insurance
Home contents insurance means that if something you own is lost, or stolen, or you have a fire in your home, the insurance company will give you money to replace it.
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Lots of housing associations have their own home contents insurance scheme. These can be a cheap way of getting the home contents insurance you need.
Housing association
An organisation which owns houses and flats for people to rent. It makes sure everything is ok for the people who live there.
Go back up to wordsHome contents insurance
Home contents insurance means that if something you own is lost, or stolen, or you have a fire in your home, the insurance company will give you money to replace it.
Go back up to wordsHome contents insurance
Home contents insurance means that if something you own is lost, or stolen, or you have a fire in your home, the insurance company will give you money to replace it.
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If you have a landlord and it is a housing association, ask them if they have an insurance scheme.
Housing association
An organisation which owns houses and flats for people to rent. It makes sure everything is ok for the people who live there.
Go back up to wordsInsurance scheme
This says exactly what is covered by the insurance. Each insurance scheme is different - you need to choose the one that is right for you.
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Housing Association Insurance
There are two main types of housing association insurance.
Housing association
An organisation which owns houses and flats for people to rent. It makes sure everything is ok for the people who live there.
Go back up to wordsInsurance
Insurance is a way of making sure that if something happens to your house or your possessions, like a fire, flood or accident, you can get money to replace things.
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Included with rent means you pay a little extra money as part of your rent each week. The landlord then buys home contents insurance for you.
Rent
You can rent a flat or a house to be your home. This means that you are paying to stay there - you do not own it yourself.
Go back up to wordHome contents insurance
Home contents insurance means that if something you own is lost, or stolen, or you have a fire in your home, the insurance company will give you money to replace it.
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Not included with rent means you make an extra, separate payment each week. The extra bit might be very small. Maybe as little as £1 a week.
What if you think you can't afford it?
Paying a little bit of money every month or every week is much cheaper than having to pay lots of money if something important gets damaged or is stolen.
"It'll never happen to me!"
Some people don't buy insurance because they think nothing will go wrong!
Insurance
Insurance is a way of making sure that if something happens to your house or your possessions, like a fire, flood or accident, you can get money to replace things.
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But know one knows when something will go wrong. And then people get into trouble.
It is always much better to have the insurance you need.
Insurance
Insurance is a way of making sure that if something happens to your house or your possessions, like a fire, flood or accident, you can get money to replace things.
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If you look carefully you can find insurance that is very cheap. Some home contents insurance is only £1 a week.
Insurance
Insurance is a way of making sure that if something happens to your house or your possessions, like a fire, flood or accident, you can get money to replace things.
Go back up to wordHome contents insurance
Home contents insurance means that if something you own is lost, or stolen, or you have a fire in your home, the insurance company will give you money to replace it.
Go back up to words