If you have home contents insurance it means that if something you own is lost, damaged or stolen, or you have a fire in your home, the insurance company will give you money to replace it.
Home contents insurance
Insurance company
A company you pay money to each year. In return, they agree that if something is lost, damaged or stolen, they will pay to replace it.
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Be careful!
If you lose something, your insurance company might ask you to tell other people, like the police, before they pay.
Insurance company
A company you pay money to each year. In return, they agree that if something is lost, damaged or stolen, they will pay to replace it.
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Some types of home contents insurance will also give you money if something is broken. For example, if you drop it. This is called accidental damage cover.
But some types of home contents insurance won't give you this!
Home contents insurance
Home contents insurance means that if something you own is lost, or stolen, or you have a fire in your home, the insurance company will give you money to replace it.
Go back up to wordsHome contents insurance
Home contents insurance means that if something you own is lost, or stolen, or you have a fire in your home, the insurance company will give you money to replace it.
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Check that the type of home contents insurance you are buying has accidental damage cover if you want it.
Home contents insurance
Home contents insurance means that if something you own is lost, or stolen, or you have a fire in your home, the insurance company will give you money to replace it.
Go back up to wordsAccidental damage cover
Some types of home contents insurance will also give you money if something is broken. For example, if you drop it. This is called accidental damage cover.
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Some types of insurance will make you pay more for this. Others will include it.
It is important to check.
Home contents insurance is for everything you own that is inside the house. It covers things like your furniture and TV, computer, fridge and cooker.
Home contents insurance
Home contents insurance means that if something you own is lost, or stolen, or you have a fire in your home, the insurance company will give you money to replace it.
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It does not cover things that are part of the building you live in, like the walls or windows.