Joe is a graduate of both John Moores University (BA) and Kingston University (MBA).

He has worked in the financial services industry for more than 25 years at institutions such as JP Morgan, UBS and HSBC. More recently, Joe has undertaken a number of high-level interim finance director roles across a range of sectors including the automotive and software industries, insurance and not-for-profit.

Besides being an avid Liverpool FC supporter, he is also a keen golfer and can often be on the course, ideally abroad. He is married with two grown-up daughters.